Cost of Living in Dubai for Expats – The Complete Guide

  • Post author:
You are currently viewing Cost of Living in Dubai for Expats – The Complete Guide

Being a foreigner in Dubai might sound stylish and luxurious. However, the expats who live in Dubai have details of the expenses they spend to maintain their “living abroad” needs.  

Earning a tax-free income, having a luxurious lifestyle, exploring a new culture, gaining education from experts, etc., are a few reasons people move from India to Dubai

But to live abroad away from your home country, expats compromise on many things to save money. Living abroad is not as easy as you think while watching Instagram stories and YouTube videos of ex-pats.

This blog covers the types of expenses, the total cost of living in Dubai for singles, couples, and families, and three different classes with earnings. 

Read More: Things To Do Before Moving Abroad From India

Cost of Living in Dubai for Lower, Middle & Upper Classes 

Dubai is one of the Emirates of the UAE, where you can live happily if you are not paying a house rent. Living in Dubai is 36.63% less expensive than New York. How much money do you need per month to live in Dubai? A single person whose monthly salary is AED 3,406 can bear the cost of living in Dubai. On the other hand, a person who is earning AED 11,738 per month can live in Dubai with his family.  

Dubai is the most popular country, where education, business, infrastructure, law, and everything are perfect, and you can rely on them without putting pressure on your head. 

Here is the Cost of Living in Dubai for Three Different Classes with Earnings?

  1. Low Pay Scale – If you earn between AED 2000–6000 per month, live in a sharing room for Dhs1000 or Dhs 3500 for a studio or have a Toyota, or Honda, forget to save anything from your salary. With this Dhs 2000–6000 salary, an expat can only afford expenses like house rent, transportation, grocery, internet, phone bills, etc. 
  1. Middle Pay Scale – Being an expat in Dubai, if you get between AED 7000–30,000 every month and live in a condo or can afford to drive a four-wheel, Lexus, or even a German, you can still save some amount from your salary. 
  1. Upper Pay Scale – A salary between AED 35,000–3,00,000 per month is what an expat works hard to make and live comfortably in Dubai. With this salary, you can afford to stay in a condo in Marina or a villa in Jumeirah and pay the expenses of driving a German. 

Being an expat in a country, you cannot always expect glitz and glamour. There are many challenges to living in Dubai. Cost of living is one of the issues you face while living in Dubai or any foreign country.  

Before moving to Dubai from India or any other country, you must apply for a job with a rich pay scale to live with less hassle in Dubai. 

What are the Types of Expenses in Dubai?

Dubai is a country famous for its antiques and number one in the world’s infrastructure, technologies, and law. However, Dubai is one of the top 10 countries where expats are most satisfied with work and life. This country attracts intelligent students, entrepreneurs, artists, doctors, engineers, teachers, and highly skillful and expert employees with multiple opportunities, a luxurious lifestyle, and a secure environment. But before moving from your native country to Dubai, calculate the cost of living and types of expenses. 

The cost of living in Dubai is different for everyone, even with the same pay scale, and depends on your preferences, lifestyle choices, and residence. Here is the list of expenses you must calculate.

  1. Accommodation 
  2. Groceries 
  3. Transportation and fuel
  4. Healthcare
  5. Education 
  6. House help
  7. Personal Expenses like Entertainment, Clothes, Parties, etc

Cost of Living in Dubai for Single, Family, & Couple 

The cost of living in Dubai or any other foreign country depends on your monthly income and the lifestyle you follow. The life of a single person in Dubai is a little bit easier than a family man or a couple. As a single person, you are free from expenses, like children’s education fees, family insurance, mortgage repayments, rent, healthcare, etc. 

Furthermore, if you are a married couple, your focus must be on saving more money to start your family. Here through the chart, we have described the cost of living in Dubai for a single, family person and a couple.

Cost of Living in Dubai for Single, Family, & Couple

Comparison of Living Expenses in Dubai & Other Countries 

CountrySingle Person Cost of Living Without Paying House RentAverage Rent in City Centre (studio apartment)Taxi Fare (1km)Petrol (1 litres)
DubaiAED 3,477.89(USD 946,88)AED 5,141.89(USD 1 399,92)AED 2.48(USD 0.68)AED 2.47(USD 0.67)
Hong KongAED 4,019.24(USD 1 094.27)AED 8,354.93(USD 2 274.69)AED 4.13(USD 1.12)AED 9.14(USD 2.49)
LondonAED 4,334.80(USD 1 180.18)AED 8,750.48(USD 2 382.39)AED 8.54(USD 2.33)AED 7.12(USD 1.94)
New YorkAED 5,013.16(USD 1 364.87)AED 11,326.22(USD 3 083.65)AED 6.85(USD 1.86)AED 2.99(USD 0.81)
SingaporeAED 3,655.77(USD 995.31)AED 7,746.21(USD 2 108.97)AED 2.29(USD 0.62)AED 6.57(USD 1.79)

Rental Cost of a Property in Dubai 

Type of ApartmentCost of rent per month
Apartment (1 bedroom) in City CentreAED 5,141.89 (USD 1 399.92)
Apartment (1 bedroom) Outside of CentreAED 3,281.72 (USD 893.47)
Apartment (3 bedrooms) in City CentreAED 9,766.53 (USD 2 659.01)
Apartment (3 bedrooms) Outside of CentreAED 6,792.74 (USD 1 849.38)

Education Cost in Dubai 

School & Higher Education SectorEducation Cost Per Year
Public and Private SchoolsAED 6,000
International / Private SchoolsBetween AED 13,630 & 21,400 AED
Public UniversitiesAED 173,400 or AED 54,800 to 82,200

Reference: Living cost in Dubai for Expats


Studying abroad or living and earning a good salary in Dubai is what all expats work hard for every day. We hope this article from SEPL will help you create your chart of the cost of living in Dubai.

We are one of the officially approved agencies of the Ministry of External Affairs (MEA) to assist government authorities, MEA, and embassies in India with accurate and affordable certificate attestation services. You can count on us for certificate attestation and apostille services in India and Dubai.