Cyprus is the third-biggest island in the Mediterranean and is quickly gaining popularity among Indian expats, international students, retirees, and digital nomads. Cyprus, with its relaxed lifestyle, beautiful beaches, mild Mediterranean climate and kind people, is one of the best-kept secrets when it comes to living and working in a foreign country.
With its scenic cities such as Paphos and Limassol, as well as busy student cities such as Nicosia and Larnaca, there is something to attract everyone on the island. However, the most important and frequent question on everyone’s mind is: how expensive is it to live in Cyprus?
This blog is going to act as an updated guide on the cost of living in Cyprus in 2025. We will examine basic costs of life like accommodation, food, medical care, transport and education. If you are planning to relocate to Cyprus for employment, education, or retirement, this guide will giDiscover the updated cost of living in Cyprus for 2025. Get detailed prices for housing, food, transport, and more. Ideal for expats, digital nomads, and tourists.ve you a head start. Read till the end to have a broad understanding of how much your move to Cyprus will cost you.
A General Overview of the Cost of Living in Cyprus
The cost of living in Cyprus may not be the same across all cities (Nicosia, Limassol, Larnaca, Paphos). It also varies depending on the lifestyle and the type of accommodation (single room, apartment, etc). Cities such as Limassol and Nicosia are generally more expensive, while in towns such as Larnaca or Paphos, life is more affordable.
Unlike the Gulf states, income tax exists in Cyprus. However, the overall prices of the essentials are reasonable. Here is an approximate estimate of the monthly expenditure in Cyprus;
| Profile | Excluding Rent | Including Rent |
| Single Person | €500 – €700 (INR 45K – 65K) | €800 – €1,100 (INR 72K – 1L) |
| Family of Four | €2,200 – €2,500 (INR 2.2 L – 2.5L) | €2,800 – €3,400 (INR 2.8L – 3.5 L) |
Why More Indians Are Moving to Cyprus
There are a number of reasons why Cyprus is becoming a more and more preferred choice of Indian professionals to work and Indian students to study. Here are some of the interesting reasons contributing to the popularity of Cyprus;
- The country is easily approachable as English is a widely spoken language, especially in urban areas and universities
- Cyprus offers the attraction of a European education with globally recognised degrees without the financial burden.
- It is a relatively safe and peaceful country with very low crime rates
- Strategically located, making it easier to travel between Europe, Asia, and the Middle East
- Cyprus boasts beautiful warm weather, gorgeous landscapes across the country, and a very strong sense of community, making it easier to adjust.
- Rapidly expanding opportunities in such areas as hospitality, IT and maritime services
Regardless of whether you will arrive here as a student, a skilled worker, or with your family, you can expect a relaxed and comparatively inexpensive Mediterranean lifestyle with some European flair.
Grocery and Cost of Food
A major contributor to the monthly living expenses is groceries. In Cyprus, the prices of groceries are moderate. There are plenty of shopping options with a good mix of local supermarkets (Alphamega, Lidl, Papantoniou) and international chains. Here is what the average cost of everyday grocery items is in Cyprus;
- Milk (1L) – €1.30
- Bread (Loaf) – €1.20
- Eggs (Dozen) – €3.00
- Chicken (1kg) – €6.50
- Tomatoes (1kg) – €2.00
- Potatoes (1kg) – €1.50
- Onions (1kg) – €1.20
- Rice (1kg) – €2.20
- Cooking Oil (1L) – €3.50
- Apples (1kg) – €2.00
- Bananas (1kg) – €1.80
- Yoghurt (500g) – €1.70
- Water (1.5-litre bottle) – €1
- Bottle of Wine (Mid-Range) – €7.00
- Domestic Beer (0.5 litre bottle) – €1.60 €
- Imported Beer (0.33 litre bottle) – €2.24
As far as a single individual is concerned, grocery costs amount to approximately €150-250/month. The average cost per month is between €400 to €600 for a family of four. However, the important thing to note is that the costs can vary quite a lot, depending on eating habits and preferences.
Costs of Dining Out in Cyprus
The restaurant and eating out culture in Cyprus is pretty popular. You will be able to find everything from the classic taverns to global chains that fit any budget. Here is an estimate;
- Local Taverna Meal for Two – €20 – €30
- Indian/Asian Buffet – €12 – €20
- Dinner for Two (mid-range) – €40 – €70
- Fast Food Combo (McDonald’s) – €7 – €10
- Coffee (Café) – €3 – €4
- Soft Drink (Coke/Pepsi) – €1.50 – €2.00
Housing and Rental Costs
Rent makes up for a major chunk of the living costs. The rent in Cyprus is approximately 450% higher than in India. Here is a detailed breakdown of what you can expect in terms of rental costs across major cities;
| Accommodation Type | Nicosia | Limassol | Larnaca | Paphos |
| 1 BHK in City Centre | 600 – 850 | 700 – 1,000 | 550 – 750 | 500 – 700 |
| 1 BHK Outside City Centre | 400 – 600 | 500 – 750 | 400 – 600 | 350 – 500 |
| 3 BHK in City Centre | 1,200 – 1,600 | 1,300 – 1,800 | 1,000 – 1,400 | 900 – 1,300 |
| Shared Apartment (per person) | 250 – 400 | 300 – 450 | 250 – 400 | 200 – 350 |
Note: All the costs mentioned in the above table are in Euros and are approximate estimations. The actual rental costs may vary.
Most students and single expats choose to live in shared houses/apartments to lower the financial burden, while families generally lease entire apartments. Some employers (more so in hospitality or academia) offer accommodations or housing allowances.
Transportation Cost
There are no extensive networks of metro or trains in Cyprus, thus most of the locals move around using their personal vehicle as it is the most convenient and easy way to get around. Public transportation, such as local buses, is, nevertheless, cheap as well as practical for daily commutes in the urban centres.
- Cost of Petrol per litre – €1.45 – €1.70
- Monthly Bus Pass – €40 – €50
- Short Taxi Ride – €8 – €12
- One-Way Bus Ticket – €1.50 – €2.00
- Used Car (Economy) – €4,000 – €7,000
- Car Insurance (Annually) – €300 – €600
Healthcare Costs
Cyprus provides both the state healthcare and private healthcare systems. EU citizens are eligible to receive the support of the national GESY scheme, and expats can either enrol on GESY or use a personal insurance. Here is a breakdown of what the healthcare costs might look like in Cyprus;
| Healthcare Service | Cost (€) |
| GP Visit (GESY-covered) | Free – €6 |
| Private Doctor Visit | €30 – €60 |
| Specialist Visit | €40 – €80 |
| Pharmacy Monthly Costs | €20 – €100 |
| Dental Cleaning | €50 – €80 |
Note: A good number of international students and employees receive health coverage either by institutions or employers.
Education Costs
There are a number of reputable universities and international schools in Cyprus. It offers low-cost English-taught degrees to many Indian students. Low cost and English as the medium of instruction are amongst the primary attractions for Indian students. The cost structure for education per year in Cyprus would look like this;
| Category | Cost (€) |
| Public University Tuition (EU students) | Free or €1,000 – €2,000/year |
| Private University Tuition | €4,000 – €7,000/year |
| International School (K-12) | €3,000 – €10,000/year |
| Books & Supplies | €300 – €600/year |
Salaries for Indian Expats in Cyprus
Indians have the opportunity of employment in various sectors such as IT, hospitality, healthcare as well as education all across Cyprus. Listed below are average monthly salaries in Cyprus for Indian expats;
- General Labour – €700 – €1,000/month
- Hospitality Staff – €900 – €1,400/month
- Office/Admin Support – €1,200 – €1,800/month
- IT/Engineers – €1,500 – €2,500
- Teaching/Academic Staff – €1,800 – €3,000
- Senior Professionals – €2,500 – €5,000+
Cost of Living Comparison – Cyprus vs India
Cyprus has recently become one of the most awaited destinations for Indian expats and students alike. Even though it is on average 3 – 4 times costlier than India, the Mediterranean charm, warm weather, and European flair attract numerous candidates. Here is a direct comparison of prices between Cyprus and India;
| Category | Cyprus (Monthly Average) | India (Monthly Average) | Difference Compared to India |
| Rent (1 BHK in City Centre) | €700 (₹63,000) | ₹15,000 – ₹20,000 | 3x – 4x higher |
| Groceries (Individual) | €200 (₹18,000) | ₹6,000 – ₹8,000 | 2x – 3x higher |
| Dining Out (Weekly Meals + Coffee) | €120 (₹10,800) | ₹3,000 – ₹4,500 | 2x – 3x higher |
| Transport (Local Travel) | €50 – €80 (₹4,500 – ₹7,200) | ₹1,500 – ₹2,500 | 2x – 3x higher |
| Education (Private School, Monthly) | €500 (₹45,000) | ₹8,000 – ₹12,000 | 4x – 6x higher |
| Utilities (Electricity, Water, Internet) | €150 (₹13,500) | ₹3,000 – ₹4,000 | 3x – 4x higher |
| Mobile & Internet (Monthly) | €40 (₹3,600) | ₹500 – ₹1,000 | 3x – 6x higher |
Conclusion
Cyprus has a high standard at an affordable cost, particularly in comparison to other European nations. It has a quiet environment, diversity of culture, ease of access to healthcare and education, and it is an excellent place for Indian citizens to live, study, or even retire abroad.
Despite the fact that rent and certain imported goods can be expensive, the average prices of transportation, food, and healthcare compensate for that. The ease of Mediterranean pace, friendly community and sunny lifestyle are perfect for any individual who decides on Cyprus as their destination.
Frequently Asked Questions
Yes, compared to India, Cyprus is 3 – 4 times costlier on all fronts, but it is relatively affordable by European standards. Proper planning and budgeting can help manage the costs
During the semester, international students can work up to 20 hours per week and during holidays, they can work full time
Absolutely. Cyprus is among the safest countries in Europe, with one of the lowest crime rates and a friendly environment
Yes, particularly in cities such as Nicosia, Limassol and Larnaca. The Indian grocery shops, cultural activities and temples are quite easily accessible
For a single individual, 1500 euros per month is a comfortable salary. A good lifestyle can be maintained on a salary €3,000 – €3,500/month for families.
